HARD MONEY

Loans designed for property investors who need quick access to capital at competitive rates. The entire application process can be completed online, in less than 10 minutes.

 

Loan Products

Carmichael Intl Hard Money Loans are best for property investors who need quick access to capital at competitive rates. The entire application process can be completed virtually, in less than 10 minutes. The following loans are available:

Loan Products

Carmichael Intl Hard Money Loans are best for property investors who need quick access to capital at competitive rates. The entire application process can be completed virtually, in less than 10 minutes. The following loans are available:

Rental loans

Fix-&-Flip

Funds for purchase + rehab or refinance + rehab

  • Loan amount from $75K - $2MM
  • Up to 90% of purchase price
  • 100% of rehab costs
  • Minimum credit score of 580
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Short-term Bridge

 Loan used for acquisition + refinance on a property

Minimum credit score of 580
Loan amount from $75K - $10MM
12-month term

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multifamily loans

Multifamily

Multifamily Residential Properties 5-24 Units

Down to 625 mid FICO
Loan amounts up to $3M
Minimum DSCR 1.0

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New Construction Loans

New Construction

Construction loans for residential builders

Loan amount: $50,000 - $20M+
Property types: homes with 1-4 units
Plus, up to 100% of rehab budget
Max 80% of total project costs

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Rental loan

Rentals

30-year fixed product for stabilized properties

Minimum credit score of 600
Loan amount from $55K - $2MM
Single family, condominiums, townhomes & 2–4-unit properties

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How to get a proof of funds

Get Funded

Beat the competition and secure your investment property with a fast Proof of Funds.

Get Funded

Beat the competition and secure your investment property with a fast Proof of Funds.