Ted Goes Hard

HARD MONEY

Loans designed for property investors who need quick access to capital at competitive rates. The entire application process can be completed online, in less than 10 minutes.

Loan Products

Ted Bogert Hard Money Loans are best for property investors who need quick access to capital at competitive rates. The entire application process can be completed virtually, in less than 10 minutes.

The following loans are available:

Rental loans

Fix-&-Flip

Funds for purchase + rehab or refinance + rehab

  • Loan amount from $75K – $2MM
  • Up to 90% of purchase price
  • 100% of rehab costs
  • Minimum credit score of 580
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  • Up to 90% of Purchase Price
  • 100% of Rehab Costs
  • Minimum Credit Score of 580
  • Loan Amount from $75K – $2MM
  • Non-owner-Occupied Properties Including SFR, 2-4 Units, Condos, and PUDs
  • Interest Rates Start at 9.50%
  • No Pre-Payment Penalty
  • No Dutch/Full Boat Interest on Rehab Funds
  • Loan Origination Points from 2%
  • No Application Fees

Short-term Bridge

 Loan used for acquisition + refinance on a property

Minimum credit score of 580
Loan amount from $75K – $10MM
12-month term

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  • Up to 90% of Purchase Price
  • 100% of Rehab Costs
  • Minimum Credit Score of 600
  • Loan Amount from $75K – $2MM
  • Non-owner-Occupied Properties Including SFR, 2-4 Units, Condos, and PUDs
  • Interest Rates Start at 9.50%
  • No Pre-Payment Penalty
  • No Dutch/Full Boat Interest on Rehab Funds
  • Loan Origination Points from 2%
  • No Application Fees
multifamily loans

Multifamily

Multifamily Residential Properties 5-24 Units

Down to 625 mid FICO
Loan amounts up to $3M
Minimum DSCR 1.0

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  • Up to 90% of Purchase Price
  • 100% of Rehab Costs
  • Minimum Credit Score of 600
  • Loan Amount from $75K – $2MM
  • Non-owner-Occupied Properties Including SFR, 2-4 Units, Condos, and PUDs
  • Interest Rates Start at 9.50%
  • No Pre-Payment Penalty
  • No Dutch/Full Boat Interest on Rehab Funds
  • Loan Origination Points from 2%
  • No Application Fees
New Construction Loans

New Construction

Construction loans for residential builders

Loan amount: $50,000 – $20M+
Property types: homes with 1-4 units
Plus, up to 100% of rehab budget
Max 80% of total project costs

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  • Property Types: Homes with 1-4 Units • Loan Amount: $50,000 – $20M+
  • Up to 75% towards the purchase of the property if permits and utilities, and 60% if unpermitted
  • Plus, up to 100% of Rehab Budget
  • Max 80% of total project costs
  • Maximum Loan to ARV: 70%
  • Term Length: 12 Months
  • Purpose: Acquisition to Build to Sell | Build to Refinance
  • Exit: Sale or Refinance
  • Interest Rates start at 11.50%
  • Draw Inspection Fees Apply
  • Loan Origination Points from 2%
Rental loan

Rentals

30-year fixed product for stabilized properties

Minimum credit score of 600
Loan amount from $55K – $2MM
Single family, condominiums, townhomes & 2–4-unit properties

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  • Up to 90% of Purchase Price
  • 100% of Rehab Costs
  • Minimum Credit Score of 600
  • Loan Amount from $75K – $2MM
  • Non-owner-Occupied Properties Including SFR, 2-4 Units, Condos, and PUDs
  • Interest Rates Starting at 6.8%
  • No Pre-Payment Penalty
  • No Dutch/Full Boat Interest on Rehab Funds
  • Loan Origination Points from 2%
  • No Application Fees
How to get a proof of funds

Get Funded

Beat the competition and secure your investment property with a fast Proof of Funds.

Quick access to competitive rates

Get Approved